Manage your money
and get more out of life!

heaps! is a personal finance management service brought to you by Kiwibank. It's free for all New Zealanders to use and will help you track and categorise your spending, manage your budget and set and manage financial goals.

heaps! helps you:

Categorise your spending

Understand your finances

heaps! pulls together your transactions from across your accounts and helps you to sort them into categories, so that you can see exactly where you've been spending your money.

Set spending targets

Manage your budget

With heaps! you can set a realistic budget you can live with that will help you save money. heaps! is kept up to date and will let you know if you are overspending or staying within your budget.

Set and manage goals

Achieve your goals

You can also set a goal in heaps!, such as paying off a credit card or saving for a house. These goals are then tied into your budget and track your progress towards reaching them.

I can track where I'm spending my money very critically. I think the biggest advantage is that I've become more accountable to myself and my family... I'm in control of things much more that I ever have been.

Fraser Kennedy  Web Development Manager at Career Services

heaps! of awards

TUANZ Awards

Winner of the 2010

TUANZ Commerce Award

Winner of the 2010

TUANZ Education Award