Set your goal
Decide what you want to achieve, when you would like to achieve it by, and how much money you will need. Then set aside a specific amount each week or month that will go towards this goal and incorporate this amount into your budget.
Achieving your goals
Dreaming of a big purchase? An overseas holiday? Becoming debt-free? Whatever your financial goals may be heaps! will help you achieve them.
Stick to your goal
Once you have assigned an amount towards your goal, treat it like a regular payment that needs to be made weekly, fortnightly or monthly, depending on your budget. By allocating any extra money that you don't spend can also be put towards your goal, meaning you will achieve your goal faster
heaps! helps you achieve your goals
heaps! keeps track of your goal and how much you have saved towards it. When adding a goal, heaps! calculates how much you will need to save, depending on your budget, to meet your desired date. Or, you can decide how much you want to put aside and heaps! will tell you when you will have enough. This now gives you a clear, feasible and realistic target that you can meet!